If you’re injured on the job and seeking workers’ compensation, Mark. A. Yaffe, MD, of Barrington Orthopedic Specialists, can complete a full medical examination to determine the nature and extent of your injuries. Call today to book an appointment with Dr. Yaffe at one of the practice’s four offices in Schaumburg, Bartlett, Elk Grove Village, or Buffalo Grove, Illinois.
What is workers’ compensation?
Workers’ compensation is a state-mandated insurance program that pays benefits to workers who are injured on the job. Each state has its own laws and programs for workers' compensation. The federal government administers its own workers’ comp program for federal employees and contractors.
What types of injuries are covered under workers’ compensation?
To collect workers’ compensation benefits from a company, you must be an employee of that company, and the injury or accident has to have occurred while you were performing your job duties. Also, a medical professional must diagnose a medical condition in connection with the injury or accident, although your medical condition can be the result of problems that have happened over a long period of time, such as carpal tunnel syndrome or back pain from repetitive movements or heavy lifting.
What types of injuries are not covered under workers’ compensation?
If your injury was self-inflicted, you might be denied workers’ comp benefits. Also, employers can administer a drug and alcohol test to see if you were impaired at the time of the injury, in which case you may be denied benefits as well.
Other reasons you may be denied benefits are if you violated company policy or were committing a crime or act of violence during the incident. Otherwise, the types of injuries covered under workers’ comp are pretty broad.
What types of expenses are covered under workers’ compensation?
Your benefits should cover medical care, compensation for any permanent injuries, costs for retraining, and usually about two-thirds of your income. There are minimum and maximum amounts of income replacement, but that income is not taxed, so you may not experience financial hardship as a result of your injury.
What happens during a workers’ compensation medical examination?
At Barrington Orthopedic Specialists, Dr. Yaffe examines you to evaluate the severity of your medical condition, the treatment you need, and your ability to continue working.
He starts with a medical history, questions about work, and a physical exam. Then he focuses on your injury. A workers’ compensation exam is not an annual physical. The information Dr. Yaffe gathers during this exam is used to determine your eligibility for workers’ compensation.
For more information on medical examinations for workers’ compensation claims, call Barrington Orthopedic Specialists.